Is An Annuity Right For You

Good question! You need the answer before investing.

Annuities are a great investment. They offer so many great benefits that other investments do not offer. On the fixed annuity side they offer safe, secure, reliable investment options. They also offer guaranteed lifetime income and tax deferral until you are ready to start taking that income.

Annuities can also be your worst nightmare! With high surrender charges and each withdrawal taxed at earned income there are definitely reasons to be careful. That is why you must be certain that an annuity is right for you before investing.

Be careful! But don't rule out the best investment on the market today. Why do I think they are the best? Guaranteed income is by far the best option on the market today for retirement money.

Guaranteed income adds a level of safety that previously did not exist in retirement planning. Guaranteed income allows you to plan based on a minimum income. Instead of some random number that you and your advisor choose you now have a guaranteed number to work with from the start! Your investments should perform over the guaranteed figures but just in case we have a few down years right before you retire you will still be safe. More importantly, you will still be able to retire on time!

To learn more about how annuities work and if they are right for you read - Is An Annuity Right For You?

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